PAMMO — SUB-PROCESSOR LIST
Version 1 — Publication-Ready Pending Final Review Last Updated: 2026-05-18 Effective Date: 15 June 2026
This Sub-Processor List names the third parties that AEDOWON CO., LTD and AEDOWON SINGAPORE PTE. LTD. (UEN 202612161D) (together, "Pammo") engage to process personal data on its behalf. It is published in compliance with our Privacy Notice §4.1, our Data Processing Addendum §7, and Main T&C §12.
Sub-Processor Change Policy
We provide at least 30 days' prior notice before engaging any new material Sub-Processor or replacing an existing material Sub-Processor with one in a different jurisdiction. Notice is given via:
- Update to this list (with "Last Updated" date)
- Email to the billing-contact on record
- In-app banner
You may object to such change on reasonable grounds within the 30-day notice period (per Main T&C §12.2A(d) + DPA §7); if we cannot accommodate the objection, either party may terminate the affected portion of the Service with refund of unused prepaid fees.
1. AI MODEL PROVIDERS
These Sub-Processors process your Input to generate AI Output and may process small amounts of metadata for safety, abuse monitoring, and rate-limiting.
| Provider | Purpose | Processing Location | Transfer Mechanism | Privacy Policy |
|---|---|---|---|---|
| Anthropic, PBC | Claude LLM inference (text and multimodal, used in Chat-to-Listing, AI Chat Command, PANNORA Co-Pilot, contract drafting) | United States | SCCs + Anthropic DPA | anthropic.com/privacy |
| OpenAI, L.L.C. | GPT / Vision / Whisper inference (used in OCR and chat features) | United States | SCCs + OpenAI DPA | openai.com/policies/privacy-policy |
| Google LLC (Google AI / Vertex / Gemini) | Gemini LLM inference and vector embedding | United States / Singapore | SCCs + Google Cloud DPA | cloud.google.com/terms/data-processing-addendum |
| Stability AI Ltd. | Image enhancement and generation (where engaged) | United Kingdom / United States | SCCs + Stability DPA | stability.ai/privacy-policy |
| Replicate, Inc. | Hosted ML model inference (Property Matching embedding) | United States | SCCs + Replicate DPA | replicate.com/privacy |
Note on AI training. Each of the above providers offers an "opt-out of training" tier for Pammo's API usage. Pammo subscribes to the opt-out tier so that your Input and Output are not used to train upstream AI models unless you have separately consented in Account → Privacy → AI Training.
2. PAYMENT PROCESSORS — DUAL-ENTITY ROUTING
These Sub-Processors handle payment authorization, settlement, chargeback management, and payouts. See also Pammo-Payment-Processor-Partners-V1.
2.1 TH Route (Omise — AEDOWON CO., LTD)
| Provider | Purpose | Processing Location | Transfer Mechanism | Privacy Policy |
|---|---|---|---|---|
| Opn Payments Co., Ltd. (Omise) | TH Route checkout, subscription billing, card / PromptPay / TrueMoney / mobile-banking authorization, chargeback coordination, Thai tax handling, 3-D Secure authentication | Thailand (primary); Singapore (regional ops) | Domestic processing; cross-border within ASEAN under PDPC-recognized safeguards + Omise DPA | opn.ooo/privacy-policy |
2.2 International Route (Polar.sh — AEDOWON SINGAPORE PTE. LTD.)
| Provider | Purpose | Processing Location | Transfer Mechanism | Privacy Policy |
|---|---|---|---|---|
| Polar Software, Inc. | Merchant of Record (MoR), hosted checkout, card payment authorization, sales-tax compliance in supported jurisdictions, billing analytics dashboard, chargeback coordination, 3-D Secure or equivalent strong customer authentication | United States | SCCs + Polar DPA | polar.sh/legal/privacy |
2.3 Affiliate / Creator Payouts
| Provider | Purpose | Processing Location | Transfer Mechanism | Privacy Policy |
|---|---|---|---|---|
| Currenxie Technologies Limited | International settlement + multi-currency banking + payouts to Affiliates / Creators in their local currency | Hong Kong | SCCs + Currenxie DPA | currenxie.com/privacy |
| Wise Payments Limited | International payouts (reserved for future activation; not engaged at launch — this row will be removed or repurposed if Wise is not engaged) | United Kingdom / Singapore | SCCs + Wise DPA | wise.com/privacy-policy |
| PayPal (Singapore) Pte. Ltd. | Affiliate / Creator payout option | Singapore / United States | SCCs + PayPal DPA | paypal.com/sg/legalhub/privacy-full |
3. HOSTING / INFRASTRUCTURE
| Provider | Purpose | Processing Location | Transfer Mechanism | Privacy Policy |
|---|---|---|---|---|
| Supabase, Inc. | Managed Postgres database, authentication, file storage (including Creator KYC images and OCR document uploads), realtime subscriptions, edge functions | Singapore (region-selected for primary); United States (multi-region replication where applicable) | SCCs + Supabase DPA | supabase.com/privacy |
| Vercel, Inc. | Application hosting, edge runtime, serverless functions, CDN | Global edge network (US-headquartered) | SCCs + Vercel DPA | vercel.com/legal/privacy-policy |
| Cloudflare, Inc. | CDN, DDoS protection, WAF (where engaged ahead of Vercel) | Global edge network | SCCs + Cloudflare DPA | cloudflare.com/privacypolicy |
4. EMAIL / COMMUNICATION
| Provider | Purpose | Processing Location | Transfer Mechanism | Privacy Policy |
|---|---|---|---|---|
| Resend, Inc. | Transactional emails (signup confirmation, billing receipts from Omise / Polar, password reset, security alert, FGF / Affiliate / Creator notifications) AND delivery transport for marketing emails composed by Pammo's in-house system | United States | SCCs + Resend DPA | resend.com/legal/privacy-policy |
| LINE Corporation | LINE Official Account (OA) broadcast (with consent — marketing under §13A) | Japan | SCCs + LINE Business DPA | line.me/en/terms/policy |
Note on marketing email. Pammo composes and schedules marketing emails in-house (first-party system on Supabase + Vercel) and uses Resend as the email delivery transport. No third-party marketing-automation platform (Customer.io / Mailchimp / Loops / etc.) is engaged at launch.
5. ANALYTICS
| Provider | Purpose | Processing Location | Transfer Mechanism | Privacy Policy |
|---|---|---|---|---|
| Opn Payments Co., Ltd. (Omise) — billing analytics | TH Route billing / subscription / usage analytics (server-side, no browser cookies on End Users) | Thailand | Omise DPA | opn.ooo/privacy-policy |
| Polar Software, Inc. — billing analytics | International Route billing / subscription / usage analytics (server-side, provided as part of Polar MoR; no browser cookies on End Users) | United States | SCCs + Polar DPA | polar.sh/legal/privacy |
Note on product analytics. Pammo operates product analytics (event tracking, funnel, retention) in-house as a first-party system on Supabase (database) and Vercel (application hosting) listed in §3. No third-party product-analytics Sub-Processor (PostHog / Mixpanel / Amplitude / Google Analytics) is engaged at launch.
6. ADVERTISING NETWORKS (PER-USER OPT-IN ONLY)
These Sub-Processors receive your behavioral / inferred-preference data only where you have affirmatively opted in per network via Main T&C §13B and our Cookie Notice §2.3.
| Provider | Purpose | Processing Location | Transfer Mechanism | Privacy Policy |
|---|---|---|---|---|
| Meta Platforms, Inc. | Facebook / Instagram retargeting + audience matching | United States / Ireland | SCCs + Meta Business DPA | facebook.com/privacy/policy |
| Google LLC (Google Ads / YouTube) | Search + display + YouTube retargeting | United States | SCCs + Google Ads DPA | policies.google.com/privacy |
| TikTok Pte. Ltd. | TikTok Ads retargeting | Singapore / Ireland | SCCs + TikTok Business DPA | tiktok.com/legal/privacy-policy |
| LINE Corporation | LINE Ads retargeting | Japan | SCCs + LINE Business DPA | line.me/en/terms/policy |
7. IDENTITY VERIFICATION / KYC (CREATOR PROGRAM)
At launch, no third-party KYC vendor is engaged. Creator NID / passport verification is performed by manual review by Pammo personnel (acting as authorized agents of the contracting Pammo entity per Pammo-Privacy-Notice-V1 §1 and Pammo-Data-Processing-Addendum-V1 §6). Submitted NID / passport images are stored in our Supabase-managed file storage (§3) and accessed only by authorized personnel for identity verification, anti-fraud, and tax-residency confirmation as disclosed in Pammo-Creator-Program-Terms-V1 §11.
Where Pammo later engages a third-party KYC vendor (e.g., Sumsub, Onfido, Persona, Veriff, Jumio, IDNow, NDID), this section will be updated and the 30-day Sub-Processor change notice in the introduction above will apply.
8. SANCTIONS / RESTRICTED-PARTIES SCREENING
At launch, no dedicated sanctions-screening vendor is engaged. Sanctions screening (OFAC SDN, UN Consolidated List, EU Sanctions Map, UK OFSI, Thailand AMLO, MAS Singapore) is performed via the built-in sanctions / fraud screening of our payment providers (Omise for TH Route; Polar for International Route; Currenxie / Wise / PayPal on payout rails), each of which performs screening on relevant payment counterparties as a regulatory obligation of its own licenses.
Pammo additionally retains discretion to perform manual screening at Affiliate / Creator approval per the eligibility criteria in Main T&C §3 and the Program Rules §10.
Where Pammo later engages a dedicated sanctions-screening vendor (e.g., ComplyAdvantage, Refinitiv World-Check, sanctions.io), this section will be updated and the 30-day Sub-Processor change notice will apply.
9. CUSTOMER SUPPORT / HELPDESK
Customer support is delivered through Pammo's in-house support team (LINE OA + email) and an AI chatbot operated by Pammo internally. Support conversations, ticket metadata, and chat content remain under Pammo's joint-controllership and within the protections of our Privacy Notice and Data Processing Addendum.
Where support escalation requires email correspondence (e.g., billing disputes, legal notices, DPO requests, Affiliate / Creator disputes), the email Sub-Processors listed in §4 above are used.
10. PROPERTY-DISCOVERY DATA SOURCES (FIRST-PARTY INFRASTRUCTURE; NOT SUB-PROCESSORS)
Pammo's Property Discovery module aggregates publicly-available real-estate-portal data on the User's instruction. The infrastructure used to perform this aggregation runs on Pammo's own Supabase + Vercel stack (§3) and does not engage a third-party scraping-as-a-service vendor at launch. Data sources include publicly-accessible Thai real-estate portals, with respect for source-side terms of service per Main T&C §10.2(f).
Where a third-party scraping-infrastructure vendor is later engaged, this list will be updated under the 30-day notice mechanism.
11. ADVERTISING-PLATFORM INTEGRATIONS (USER-INITIATED OUTBOUND)
When you instruct Pammo to publish or push Output to an external advertising platform, that platform processes your Input / Output and audience data as a separate controller per your instruction. These are not Sub-Processors of Pammo but recipients to whom you direct disclosure:
- Meta Business (Facebook / Instagram Ads Manager)
- Google Ads / Google Business Manager
- TikTok Ads Manager
- LINE Official Account Manager / LINE Ads Platform
- DDproperty / Hipflat / Baania / Estopolis (where outbound listing-sync is enabled by the User)
For data Pammo sends on your behalf at your instruction, the receiving platform's privacy policy governs subsequent processing.
12. RECORD OF CHANGES
| Date | Change |
|---|---|
| 2026-05-18 | V1 initial publication (draft). Confirmed: AI providers (§1); payments dual-routed (§2: Omise for TH Route + Polar.sh for International Route; Currenxie + PayPal active payouts; Wise reserved); hosting (§3: Supabase + Vercel + Cloudflare); email (§4: Resend transactional + marketing transport — marketing composed in-house, no third-party marketing platform); analytics (§5: Omise + Polar billing analytics + Pammo in-house product analytics — no third-party analytics tool); KYC manual review (§7); sanctions via payment-processor built-in screening (§8); customer support via in-house team + internal AI chatbot (§9); Property Discovery on first-party infrastructure (§10). |
CONTACT
DPO: dpo@pammo.co Sub-Processor Objections: dpo@pammo.co (recommended subject line: "Sub-Processor Objection" plus the relevant provider name)
END OF PAMMO SUB-PROCESSOR LIST — V1 (PUBLICATION-READY PENDING FINAL REVIEW) Last Updated: 2026-05-18